
I don't know about that, but as a Christian, I'd rather live in Cebu or Davao (not on the list) than in Muscat, Oman.

I don't know about that, but as a Christian, I'd rather live in Cebu or Davao (not on the list) than in Muscat, Oman.
Clark Airport is right next to Angeles City, about a 1.5 to 2 hour drive from Manila with traffic.
I'm just relaxing here in the West Philippine Sea, and when Taiwan gets invaded, I'll start taking Chinese classes.
When I was 9, my family went to the Grand Canyon. A foot or two past the lookout there was a tall rock pillar covered in coins. I asked my dad to hold my hand so I could climb over the railing, cross the gap, and go up on that rock to pick up the coins. Dad said it was way too dangerous. I said I'd be careful! Dad looked me straight in the eyes and said, "That guy said the same thing last time." Nine-year-old me believed he was serious and my head went blank. Every time Dad tells this story, my eyes get really wide and I supposedly say, "Seriously!?" I still remember the shock and fear I felt as a kid, imagining someone saying "I'll be careful ooooooo..." and then falling to their death before they could finish the sentence.
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Thank you!!
Even if it passes, kids will just get around it. Australia banned social media for younger teens too, and kids are using VPNs and lying about their birthdays and doing just fine. It's nothing new. When I was 15, I clicked "Yes, I'm 18 or older" on Hub. No matter how hard companies try to block it, it's pointless these days.
You don't need to register at any local barangay. Someone gave you wrong info. Please don't hand out any important information about yourself... and never put your name or signature on any documents.
Bank of America and Wells Fargo are the two worst banks ever.

In our neighborhood there's a broom guy and a wooden spoon-carving guy. I've never seen a basket guy around here though.
I'd recommend keeping several US bank accounts. When you live abroad, redundancy is key. Banking and phones are your lifelines, so have backups for both. NFCU and USAA are fine as backups but not great as your main way to withdraw from ATMs. At first I'd open a Charles Schwab checking account and use its ATM card as your primary. Going one step further, also open a Fidelity cash management account as an ATM backup, or rotate between the two. I wouldn't have any direct deposits go into a Philippine bank account. Having a PH account is fine, but only move money into it as needed. That's how I use BDO, mostly for ATM withdrawals, and I like walking into the bank and getting a lot of small bills at once. For those recommending NFCU or USAA: NFCU charges a $1 fee plus 1%, and USAA charges just the 1%. That's separate from the ATM fees. Only the ATM fees are refunded, not the 1%. So if you withdraw $500, you don't get that $5 back. Not a big deal for many people, but it's there. Their credit cards have no foreign fees, but they aren't my go-to cards. In the end, my NFCU and USAA accounts are all backups. I keep small balances and use them now and then so they don't go dormant.
I'd say Pacific Cross insurance has the broadest coverage here. There are five hospitals in Manila with international accreditation.
Bacolod here, 1.5hp split, 800 per unit
On a hitman shift
I use DeWalt, very reliable
Rest in peace, delivery bro (Rest in package)
So when you tie down cargo, you should pull on the strap and say "this isn't going anywhere."
I really don't understand the censorship on these videos. You can say swear words out loud, but you can't write them? How does that make sense?
This isn't a marriage counseling group 🤪 But yes, my wife goes silent, for days 😆
I can't believe you brought up the monthly living allowance so soon after learning about it.
Yep 👍 JenniferTerri is the best. I got mine through her, and she also helped me renew it from overseas
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