Health insurance.

I'm in the same boat. I'm 72 and have been looking for months, but only a few places will cover me and the prices are ridiculous. I'd be better off just saving the money.

And like all insurance, you don't know how good it is until you try to make a claim. My brother worked for a very large insurance company his whole life, and he said, "We only have one policy: don't pay."

Pacific Cross through Michael Onstad is the best. He and his staff are really great.

I'll follow this... My wife and I pay almost $3,000 a month, and we plan to switch to something else once we settle in the Philippines. It's still 2 years until Medicare starts.