To retirees (age 50 and over): As an older foreigner, how did you deal with the strict age limits on local health insurance in the Philippines, and how much did you end up paying out of pocket for medical care?
Everything is paid in cash. If you can't afford over 1 million pesos for a medical emergency, you shouldn't move to the Philippines.
I keep a separate medical fund and also have PhilHealth.
I wouldn't recommend permanently living in the Philippines after 70 if you have any health problems at all..
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