I know you shouldn't rely on Facebook advice alone, but I figure people here have already done this, so I'm hoping to…

Foreign residents don't pay tax on income earned overseas, so if you keep your tax residency in your home country and keep the money with a broker there, you only pay tax there. It's probably lower than Philippine tax.

Putting it into super (your pension) and withdrawing it tax-free after 60, regardless of where you're a tax resident, is the simplest and easiest way. ✌️

Are you planning to live overseas into your 80s? I've seen a lot of older Filipinos who sold their Australian homes and spent almost all the proceeds in the Philippines. When they got older and their health declined, they came back to Australia and found they'd been priced out of the housing market. I'm not of pension age yet either and I'm thinking about retiring in the Philippines, but I'm being careful to avoid failing in a similar way. Have you thought about investing in the Pension phase of SuperAnnuation? Tax on investment earnings is 0%, whereas the Accumulation phase is 15%. Also, I read somewhere that if you move overseas and become an Australian non-resident, a capital gains tax (CGT) event is triggered on your investment portfolio of shares, managed funds, ETFs and so on. They treat it as if you sold them and hit you with CGT. You can apply to defer payment until you actually sell those assets, though.

Nobody has answered the question 🤣 For Australian non-residents, investment income is usually taxed at a flat 30%. Example: if you buy shares and sell them, it's 30% on the capital gain. For set-and-forget investment funds I'm not 100% sure, but it's probably 30% as well. I personally would never trust my money to a fund like that. But that's just my personal choice. Plenty of people believe in them. It may vary depending on the investment income. But you'll usually end up paying 30%. If you rent out the house and declare the income, it's the same 30%. But if you keep money in the bank and earn interest, the non-resident tax is a flat 10%. Since very stable banks are giving 5.5-6%, that's getting pretty good. Always get independent financial advice. (Personally I don't trust half of financial advisers) 🤣 Anyway, get advice. Everyone's situation is different. Don't listen to about 80% of what's said on Facebook 😆